Christopher Palmer

My wife and I don't know whether we are going to be able to pay our rent and utilities next month because I have no car and I can't find a job that's doable on the bus line. Also this month our bank took back a provisional credit that we were awarded for a dispute that we won. I believe Capital One retaliated against us for filing a complaint against them and now our checking account is overdrawn by $335.00 and all we have to live on at the moment is her SSDI which is $1235 a month. Because I haven't been able to work in awhile we have gotten behind on our bills and we are facing having to file a chapter 7 bankruptcy to get some relief. I don't know what to do anymore. I have tried everything I can think of to earn money and it all goes back to not having a car and we can't get a car unless we have money so it's a catch 22.

Received: October 4, 2025